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Financing Your Fertility Treatment

With SDFC costs are always transparent.

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Understanding Your Flexible Financial Options

Your treatment plan is tailored to you and the cost will depend on your unique goals, success, and insurance coverage. Here’s an example of what you can expect:

Services

Costs

Testing

$350+

IUI

$1,000-$2,000

IVF

$14,000-$18,000+

Frozen Embryo Transfer Cycle

$4,000-$6,000+

Embryo Genetic Testing (PGT)

$3,000+

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SDFC works with most major insurance providers

Anthem logo
United Healthcare logo
Aetna logo
Cigna logo
Progyny

Understanding the cost of your care

You should never feel in the dark about cost. Our Patient Care Coordinators are committed to guiding you through your insurance benefits, out-of-pocket expenses, and other financing options every step of the way.


Before your first visit, our new-patient coordinator will collect your insurance information so that we can check and confirm your insurance benefits. After your first appointment, our insurance specialist will review your treatment plan and help you navigate the complicated world of insurance benefits. We are committed to making sure you take full advantage of your health insurance benefits.

4 eggs of various size

Cost doesn’t have to hold you back

We believe that fertility treatment should be accessible and that costs should be manageable on your timeline. To assist with this we have collaborated with financing partners that can work with you to find a loan program that fits your needs.

Sunfish

We have partnered with Sunfish to help you navigate the financial side of fertility treatment.


IVF Success Program

  • Flat fee pricing with unlimited transfers
  • Flexible payment options, including 0% APR for the first 6 months
  • Refund guarantees for qualified patients
  • Lowest price match guarantee on medications
  • Personalized support throughout your journey

Capexmd logo

CapexMD specializes in providing patient financing services for all fertility treatment options. With their easy loan process and competitive rates, CapexMD ensures the financial aspects of treatment are not an obstacle to achieving your dream of a family.


Futurefamily logo

Future Family helps you understand what you may qualify for in 90 seconds, then connects you with Fertility Financing Specialists and RN Care Coaches who can help you plan around treatment costs, medication expenses, and navigating next steps throughout your fertility journey.


  • See what you qualify for in 90 seconds with no impact to your credit score and no obligation to move forward.
  • 1:1 support from Fertility Financing Specialists and RN Care Coaches.
  • RN Care Coach support for navigation, injection questions, after-hours guidance, support groups, and more.
  • Only pay for what you use, with payments aligned to your treatment start.
  • Combine eligible costs across treatment, medication, lab fees, PGT testing, donor services, and more.
  • Starting APR from 5.99%, loan options up to $50,000, and terms from 36 to 60 months.
  • Active military and veterans discount program.
  • No prepayment penalties.

Baby playing with trucks

Other Packaging Options

At San Diego Fertility Center we want to work together to make fertility care as affordable for you as possible. We offer various packaging options and plans for discounting treatments based on your needs and the success of the treatment. Our team will fully explore your options with you to determine whether you are a candidate for these discounts.

Bundling services into a discounted package before beginning an IVF cycle can help you avoid extra costs involved with individual services. At San Diego Fertility Center we prefer our discounted global fees which are designed so that you aren’t billed constantly throughout your treatment, but only once at the beginning.

These packages are designed specifically to bundle services that involve egg donors and gestational surrogates. This can streamline the financing process by presenting you with one discounted, up-front fee.

At San Diego Fertility Center we are committed to your family-building success. Because we believe in our outstanding clinical expertise and pregnancy success statistics, we offer a risk sharing financial option called the Success Guarantee Plan. With this plan, if you do not achieve a pregnancy delivered to term, we will reimburse you up to 100% of the cycle fee.

You're ready for your next chapter. We're here to help turn the page.

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